Merit Financial

Merit Financial
The Good : Competitive pricing No premium for IRA sales Knowledgeable sales reps
The Bad : No online sales No price breaks for quantity Slow shipping Expensive shipping on small orders
The Bottom Line: A good bet for a medium sized buyer. Not so great for small or larger investors.
Overall Rating :

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Review of Merit Financial

Merit Financial is another significant TV advertiser.  Their sales pitch is “The right gold, at the right price, right away.”  We found their promise to be at least partially true but they were overstating a little about the “right away” part.   Their sales rep told me that I should plan on it to take between 7 and 12 days after confirmation of good funds for my gold to be shipped.  We can find no reasonable explanation for this significant delay.

We appreciated the fact that their representative was helpful and seemed well informed and was not pushy.  While every sales rep is different, if the one you get isn’t top notch, ask for another.  There are some quality ones around.

We were disappointed to discover there was no online capability for ordering product.  We think this is a shortcoming. We weren’t sure if we should include them in this list because of this as they really aren’t an online dealer. However, since they do advertise a lot, we thought it would be a good idea to include them anyway.

While we’d like to see Merit Financial improve their shipping policy and start offering product online, overall, they rate near the top.

The website for Merit Financial is located at MeritFinancial.com

  • Pricing
  • Service
  • Delivery
  • Conclusion
  • Merit Financial's prices are competitive but, unless you're planning on purchasing over $1 million worth of product at one time, there is no price break for larger purchases.
    Merit Financial has helpful, friendly and knowledgeable sales representative but no online sales capability.
    Slow shipping. Currently taking between 7 and 10 days to ship produce AFTER funds are confirmed.
    Certainly an acceptable company to do business with however, we'd like to see faster shipping and a little more flexibility in pricing when it comes to quantity discounts.
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